Mortgage or Debt Relief Assistance

If you're having financial difficulty, we may be able to help

Life events like job loss, medical emergencies and major expenses can cause economic hardship. If you're having trouble making mortgage payments, we can explore solutions to keep you in your home and protect your credit rating. The same offer of assistance applies to other types of loans, as well.

If you are having difficulty, the sooner you reach out to us the better. This is confidential assistance and we'll treat your sensitive situation with respect.

Some options include:

• Forbearance agreements
• Loan modifications
• Loan term extensions
• Refinancing
• Combining loans (1st and 2nd Trust Deeds)

Get started

When calling about mortgage and loan relief, make sure to have your financial documents handy, including:

• Hardship Letter
• Member Update Form
• Monthly gross income/pay stub
• Last two years of federal tax returns
• Details about your monthly budget expenditures

We also recommend you contact HUD-Approved Housing Counseling Agency or call 800-569-4287 or 202-708-1455 (TTY).

LAPFCU is a full-service credit union for sworn, civilian, and professional employees of police and sheriff's departments and their family members in Los Angeles, Orange, Riverside, San Bernardino and Ventura counties.