Who We Are

BUILT BY & FOR LAW ENFORCEMENT

We understand you and advocate for you. As a full-service banking institution, we can meet all your needs while also considering your unique priorities. Our financial programs and services, created exclusively for sworn and non-sworn law enforcement personnel, support you throughout your career and beyond.

Our Credit Union is owned by you, our members. Since we don’t answer to outside owners or stockholders, we can offer you superior financial services and better rates.

Membership to our Credit Union is limited to eligible law enforcement personnel and their families in Los Angeles, Orange, Riverside, San Bernardino, and Ventura counties. We’re honored to serve you.

We provide you and your family with:

• A wide range of checking, savings, and credit options
• End of Watch Debt Protection (for law enforcement personnel only).
• Free privacy protection and identity-theft prevention & resolution services
• Special low-rate law-enforcement only loans
• Affordable mortgage, vehicle, and personal loans
• Low-cost estate planning services (wills & trusts)
• Professional investment and retirement guidance
• Discounted comprehensive insurance services

PROTECTING YOUR DEPOSITS

As an LAPFCU member, you can rest assured that your money is safe, sound, and secure.

• We’ve been in business and steadily growing since 1936.
• We’re a not-for-profit, member-owned financial cooperative. We focus on doing what’s in the best interest of our members and improving their financial well-being – not on generating profits for investors.
• All deposit accounts are federally insured to at least $250,000 per account by the National Credit Union Administration (NCUA). We also receive a well-capitalized rating from the NCUA.
• All share accounts are additionally insured to at least $250,000 per account by American Share Insurance, a private insurer.
• Our operations and financial management practices are thoroughly audited by internal, third-party, and federal government examiners. Our policies ensure that we limit investment risk exposure.
• Our Risk Management and Information Security teams are on constant guard, protecting your accounts, privacy, and personal information around the clock.

Management

Our Board of Directors is 100% member-elected. Many of our board members are current or former law enforcement officers.

LAPFCU is a full-service credit union for sworn, civilian, and professional employees of police and sheriff's departments and their family members in Los Angeles, Orange, Riverside, San Bernardino and Ventura counties.