Checking Account | Southern California Debit Card | LAPFCU

Smarter, fee-free checking

Law Enforcement Program

Guardian Checking

Get everything you expect from an exceptional checking account, plus free data protection solutions or ID theft protection services.

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Performance Checking

Enjoy free checking, plus earn dividends.

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Choose the checking account that fits

	Guardian Checking	Performance Checking
Dividend-earning	No	Yes
Enhanced data protection services	Yes	No
Unlimited monthly ATM fee rebates nationwide*	Yes	Yes
Online and mobile banking with Zelle®** and check deposit	Yes	Yes
Visa® debit card	Yes	Yes

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Checking Rewards & Member Benefits

Visa® Debit Card

Resources to support a strong financial future.

Free Shred Days

Drive-Thru Shred/E-Waste Disposal events 5/4 and 5/18.

Financial Education & Coaching

Youth Education

Webinars & Events

Security Center

Performance Checking (Up to $15,000)

Earn as much as

0.50%**

Performance Checking ($15,000.01 & above)

Earn as much as

0.05%**

LAPFCU is a full-service credit union for sworn, civilian, and professional employees of police and sheriff's departments and their family members in Los Angeles, Orange, Riverside, San Bernardino and Ventura counties.

Disclosures ^*

In order to be eligible to receive credit for domestic ATM fees incurred, during each qualifying period, you must: (a) make at least one direct deposit or other recurring ACH credit into your account that is at least equal to $250.00; (b) conduct 10 or more debit card transactions (excluding ATM transactions) using your LAPFCU Debit Card as evidenced by your periodic statement; and (c) consent to receive your periodic statements and other Credit Union communications electronically. Each qualifying period will begin on the last business day of the preceding dividend period, and end on the business day that precedes the last business day of the current dividend period. Please call (877) 695-2732 for complete details.

^**

Mobile network carrier fees may apply. Must have a U.S. checking or savings account and be at least 18 years old or have an adult co-signer on their bank account to use Zelle®. Transactions between enrolled users typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle®. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle®. Copyright © 2023. All rights reserved. Terms and conditions apply. Zelle® and the Zelle®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Learn more at lapfcu.org/zelle.