Youth Education

Easy money management lessons for kids as young as 5

Quarterly newsletters with savings tips

Online resources available for easy access

We make it fun to learn more about money

Financial literacy often isn't taught in schools, so that's why we created this program. We'll help you build healthy savings habits, so you know how to manage money for things you need and want.

M3 Money Club

Members aged 5 to 12 learn good money management and savings habits as they prevent the evil Dr. Spendit from stealing all the money in the world! They also get the following for free when they join:

  • Safe, engaging interactive website with comics, puzzles, podcasts, quizzes, games, savings tips, and more
  • Starter kit with M3 drawstring bag, calculator, pencil, pencil sharpener, ruler, coin collector kit and savings passbook
  • Quarterly newsletter

Elements of Money®

Teens soak up information when they're interested in a topic. And we know young people ages 13 to 17 are interested in money. They'll get easy access to a variety of teen-friendly financial resources, including:

  • Financial education articles
  • Podcast library
  • Educational videos and quizzes
  • Social media content and contests


My First Visa*

  • A safe way to start building credit
  • Credit card can be co-signed by a parent or guardian
  • Set card limits, track spending, and deactivate the card with Card Controls in online and mobile banking

Free Checking Account

  • No monthly fee
  • Visa® debit card
  • Online and mobile banking
  • ATM fee rebates
  • Dividends on deposits

LAPFCU is a full-service credit union for sworn, civilian, and professional employees of police and sheriff's departments and their family members in Los Angeles, Orange, Riverside, San Bernardino and Ventura counties.