Interest Checking Account | Southern CA Direct Deposit | LAPFCU

Enjoy an account that works hard for you

Get 0.50% APY¹ on balances up to $15,000
No monthly fees
Unlimited monthly ATM fee rebates nationwide²
Convenient online and mobile banking with Zelle^®3 and check deposit
Visa^® debit card for easy access to your money

Requirements to earn dividends

$250 minimum monthly direct deposit or ACH credit
Make 10 or more debit card purchases each month
Enroll in e-Statements and e-Disclosures

Each month, your activity can qualify you for dividends on your hard-earned money.

Resources to support a strong financial future.

Free Shred Days

Drive-Thru Shred/E-Waste Disposal events 5/4 and 5/18.

Financial Education & Coaching

Youth Education

Webinars & Events

Security Center

Performance Checking (Up to $15,000)

Earn as much as

0.50%**

Performance Checking ($15,000.01 & above)

Earn as much as

0.05%**

Other members also like

Primary Savings

Set aside money for future expenses, from vacations and vehicles to education or unexpected expenses.

LAPFCU is a full-service credit union for sworn, civilian, and professional employees of police and sheriff's departments and their family members in Los Angeles, Orange, Riverside, San Bernardino and Ventura counties.

Disclosures ¹

APY = Annual Percentage Yield. LAPFCU may change the dividend rate at any time. Each cycle the minimum requirements are met, 0.50% APY will be paid on balances between one penny and $15,000, as well as 0.05% APY paid on all amounts above $15,000 respectively. Rates as of October 2, 2023. No minimum balance required; however, you must deposit a minimum of $25 to open the account. If you do not meet the requirements per qualification cycle, your account will not earn dividends nor will ATM fees be reimbursed. Qualification cycles will vary from your statement period. One Performance Checking Account per member.

²

In order to be eligible to receive credit for domestic ATM fees incurred, during each qualifying period, you must: (a) make at least one direct deposit or other recurring ACH credit into your account that is at least equal to $250.00; (b) conduct 10 or more debit card transactions (excluding ATM transactions) using your LAPFCU Debit Card as evidenced by your periodic statement; and (c) consent to receive your periodic statements and other Credit Union communications electronically. Each qualifying period will begin on the last business day of the preceding dividend period, and end on the business day that precedes the last business day of the current dividend period. Please call (877) 695-2732 or visit lapfcu.org/checking-savings/checking/checking-accounts for complete details.

³

Mobile network carrier fees may apply. Must have a U.S. checking or savings account and be at least 18 years old or have an adult co-signer on their bank account to use Zelle^®. Transactions between enrolled users typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle^®. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle^®. Copyright © 2023. All rights reserved. Terms and conditions apply. Zelle^® and the Zelle^®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Learn more at lapfcu.org/services/digital-banking/zelle. 0923-118