Benefits
Helping you do more with your money - from low fees and higher rates to our Member Benefits Program.
THE LAPFCU DIFFERENCE
Our Credit Union is built by and for law enforcement. We understand and cater to your unique needs and priorities like no bank ever could. We are an integral part of the law enforcement community we serve, and you will always receive the utmost respect and courtesy at LAPFCU— whether you’re in or out of uniform.
Why Choose LAPFCU?
Unlike banks, we:
- Serve only members of the law enforcement community and their family members
- Offer unique programs and financial solutions designed specifically for law enforcement
- Offer branches and ATMs in and around law enforcement facilities
- Keep your information and privacy highly safe and secure online and offline
- Sponsor and support meaningful law enforcement causes and events
SAVE MORE, GET MORE
- Superior earnings on savings, share certificates, and IRA accounts
- Exclusive low member rates on home loans, home equity loans, auto loans, personal loans and more
- Low fees
- A Member Benefits program with exclusive savings opportunities, including dividend bonuses on savings accounts, discounts on loans, and fee waivers and reimbursements
- Affordable insurance, investing, and financial planning services
- Discounted trust and will estate planning services
- Free live webinars to help you make informed financial decisions
- Free financial counseling and education programs
- Complimentary debt protection
- Low-rate loans
- First-time homeowner loans—100% financing, no down payment, no private mortgage insurance
- Free data-protection solutions or ID-theft monitoring
- Exclusive member discounts on wills and trusts
- Discounts on insurance
- Personalized investment services
Convenient Service
- Free service at thousands of ATMs and CO-OP℠ shared branches
- Online and mobile banking
- Free video appointments with our Associates
- CoinStar®, wire transfer services, and more
Join today and discover the LAPFCU difference. Built by law enforcement, exclusively for law enforcement.
Get Extra Perks
Access discounted tickets to movies, theme parks, sporting events, and more.1
RESOURCES TO SUPPORT A STRONG FINANCIAL FUTURE.
Free Shred Days
Drive-Thru Shred/E-Waste Disposal events 5/4 and 5/18.
Giving back to those who give to their community
Community Involvement
Actively involved in the law enforcement communities we serve.
LAPFCU is a full-service credit union for sworn, civilian, and professional employees of police and sheriff's departments and their family members in Los Angeles, Orange, Riverside, San Bernardino and Ventura counties.