Personal Loans & Lines of Credit

Borrow up to $100,000

Use for any purpose

Flexible repayment terms
Apply for a Personal Loan Apply for a Personal Line of Credit
View Rates

For special moments or serious matters

Pay for any need with an LAPFCU personal loan or line of credit.

  • Lump sum loans and lines of credit
  • Borrow up to $100,000 for a unsecured loan
  • Easy payment options
  • Making on-time loan payments is a great way to build credit
  • With an unsecured personal loan, you don’t need any collateral or assets. The shorter the term, the lower your rate.
  • A secured loan is backed up by the deposits in your savings account or share certificate. This type of loan is easier to qualify for.
  • 0.50% APR discount* with Member Benefits
After you receive your personal loan, it's easy to manage online or with our mobile app. Make payments each month or set up automatic transfers to your loan account.
Personal Loan (Fixed Closed End Loan)
APR as low as
10.49% *
Personal Line of Credit
Variable APR
13.24-17.90% *
Personal Line of Credit
Non-Variable APR
13.40-17.90% *
Share & Certificate Secured Loan
Fixed Rate APR as low as
2.50% **
View all Rates

Yes, you can use Quick Pay to make one-time or recurring payments, on your LAPFCU loan, from another financial institution. Access Quick Pay in online and mobile banking.

LAPFCU app > Pay transfer > Quick pay  

Online banking > Services > Quick pay  

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Credit Cards

From your first card to earning rewards and everything in between - we have a credit card that will fit your needs.
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LAPFCU is a full-service credit union for sworn, civilian, and professional employees of police and sheriff's departments and their family members in Los Angeles, Orange, Riverside, San Bernardino and Ventura counties.